Do you qualify?

Military service members and veterans qualify for  a range of benefits, including an option to purchase a primary residence without the need to put any money down. The basic requirements to be eligible for this benefit include 1 or more of the following;
– 90 consecutive days of active service during wartime
– 181 days of active service during peacetime
– More than 6 years of service in the National Guard or Reserves
– Your spouse was a service member and died in the line of duty or as the result of a service related disability
Please view VA form below.


Your Certificate of Eligibility (COE) will detail your entitlement and can be obtained from the Department of Veteran Affairs. Contact us for help in obtaining your COE or you can obtain it yourself by filling out a Certificate of Eligibility Request Form (VA Form 26-1880) and mailing it to the VA. The form can be downloaded from the Veteran’s Administration site at this link.

Disabled Veterans’ Homestead Property Tax Exclusion

Minnesota provides an exclusion to reduce property taxes for disabled veteran’s spouses and family caregivers. To learn more click this link;

The VA program is a VA-insured loan featuring a fixed interest rate first mortgage. This loan is a 30-year fixed interest rate first mortgage.

Are There Income Limitations for VA Loans? No, the VA does not limit income for qualifying VA loan borrowers. Other government-guaranteed mortgage programs can set a maximum income amount to qualify for specific loan programs but the VA has no such requirement. Jul 12, 2021

Some home sellers won’t accept VA offers because they mistakenly believe they’ll have to pay all of the buyer’s closing costs. The VA does limit what closing costs Veterans can pay, which is a huge benefit for those who’ve served our country.

There is no minimum credit score requirement. Instead, VA requires a lender to review the entire loan profile.

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